Vendor impersonation or payment redirection fraud is one of the fastest-growing fraud losses we’re seeing right now, and businesses and individuals are often caught off guard. Insurance typically does not cover these types of losses. This is how these scams typically happen: Fake Voice & Video Impersonation•A criminal impersonates a legitimate business, vendor, accountant, or…
AI transcription tools are becoming increasingly common in business. We’re seeing them in prospective customer meetings, project manager meetings, Vendor meetings, GC interactions, and conferences. While these tools can help improve efficiency and documentation, they also create new privacy, security, and operational considerations for contractors. How do AI transcription tools work?AI transcription tools capture audio…
A friend shared a recent Professional Liability Claim they were involved in, which highlights the importance of Professional Liability Coverage. Contractors are increasingly being held more responsible for the guidance they offer to customers. Give some bad advice and wind up in court on the wrong side of a lawsuit. This claim involved both the General Liability and Professional…
Our friends at PIA Southern Alliance shared an article by Maura Keller, a Minnesota-based freelance writer and editor. It’s worth discussing today. New analysis from LexisNexis Risk Solutions highlights a changing landscape for the U.S. home insurance market, with insurers facing fewer claims overall but significantly more expensive losses when claims do occur. Claim frequency…
WorkersComp Forum from Risk & Insurance is reporting that the Trump administration is rewriting Biden-era workplace heat protections and scaling back OSHA inspections just as record summer temperatures spread across the U.S., according to The New York Times. What’s the big picture? Apparently, the administration is reversing momentum toward making extreme heat a codified workplace…
We’ve talked about hurricanes, and fortunately, haven’t had to deal with them much this year. However, flash flooding is a major issue with Hurricanes. Ask the folks up in Western North Carolina how significant flooding can be in the context of a Hurricane. The busiest part of hurricane season is August, which makes now an…
Last month we were warning about the coming hurricane season and sure enough, the weather changed like it always does in the Southeast. The second named tropical storm of the 2026 Atlantic season has arrived: Bertha. Fortunately for us, those spaghetti strands are all pointing west and not north or east. It looks like Louisiana,…
Hurricane season officially commenced on June 1, 2026. Binding moratoriums may be instituted as a result of storm activity. When put in place, binding moratoriums apply to new business, increases in coverage, and renewal business with a lapse in coverage when a potentially catastrophic or named storm is threatening to make landfall in the United…
Here are some tips on how to get ready for a hurricane or other storms. Generally, these are also good for ice storms. Both of which are common enough in Georgia. Before the Hurricane: Be sure to follow the local weather reports. Hurricanes are fickle creatures; they change directions and speed with almost no notice. …
With so many people working outside and the heat/humidity common in summer, it is a good idea to review some safety protocols.